Terms of Service

Use of BBM

BBM is provided to help users organize personal budgeting, savings, and investment planning information. You are responsible for the accuracy of the information you enter and for deciding how to use any calculations or summaries shown in the app.

No Financial Advice

BBM is a budgeting and organization tool. It does not provide financial, investment, tax, legal, or accounting advice. Any planning outputs are informational only.

Accounts and Security

You must keep your account access secure. Do not share passwords, OTP codes, or access to your verified email or phone number. BBM staff will never ask you to send your password or OTP.

Data and Sync

Some app features store or sync data using Firebase services. Your use of BBM is also governed by our Privacy Policy, including the sections on encryption, password privacy, biometric login, data retention, and deletion.

Availability

We aim to keep BBM available and reliable, but the app may change, be interrupted, or require maintenance. Features may be added, changed, or removed as the product improves.

Contact

For questions about these terms, contact info@bbm-app.com.